FINAL EXPENSE INSURANCE

Our funeral/burial insurance is tailored to provide your loved ones with peace of mind by ensuring that your burial expenses are covered.

WHY CHOOSE OUR BURIAL INSURANCE

Our Child Life Insurance policies provide long-term benefits by securing low, guaranteed premiums that never increase, ensuring affordability throughout the life of the policy. Here are some benefits that make our policies an essential part of your child’s financial future:

Lifelong Protection

Once signed, the policy covers your child for their entire life, providing peace of mind that they have guaranteed protection no matter where life takes them.

Fixed Premiums

Lock in a low rate today, and never worry about an increase. The premium you start with is the premium you'll always pay, making it easier to plan for the future.

Cash Value Growth

Our policies accrue cash value over time, which can be accessed by your child for future needs such as educational expenses, a down payment on a home, or any financial opportunities that may arise.

Flexible Coverage Options

Choose the coverage amount that suits your family's needs and budget, with options to increase coverage as your child grows into adulthood, regardless of health changes.

Comprehensive Coverage

Our plans cover all aspects of funeral expenses, including caskets, cremation, burial, transportation, and even outstanding bills, ensuring no financial detail is overlooked.

Fixed Premiums

Lock in affordable premiums that won’t increase over time, making it easier for you to plan ahead with certainty.

Quick and Easy Process

No medical exams are required to qualify for coverage, simplifying the process and making it accessible to more people.

PREPARE FOR THE UNEXPECTED

Secure Your Final Expenses with Our Burial Insurance

BENEFITS

One-Day Coverage
Your coverage starts immediately upon your first payment, ensuring you're protected from day one.
No Physical Medical Exam
Our application process is simple and requires no medical exam, making it easy to obtain coverage.
Fast Policy Issue
Your policy can be issued in as little as 24-48 hours, providing you with quick protection.
Cash Value Accumulation
Your policy includes a cash value component, allowing you to save for future expenses or use it to cover missed premiums.
Level Premiums and Benefits
Your premiums and coverage remain the same throughout the life of the policy, providing you with consistent protection and predictable costs.
Never Expires
Your policy will never expire, ensuring you're always covered.
ACCIDENTAL DEATH

RIDER BENEFIT

Some of our plans provide Living Benefits, such as the Accidental Death Rider benefit. If you are diagnosed with a terminal disease after obtaining insurance from us, you will have the option to withdraw a portion of your coverage before your death. This benefit assists in covering medical bills or treatment-related costs.
Chronic Illness

RIDER BENEFIT

You can withdraw a portion of your coverage amount if you are diagnosed with a chronic condition after obtaining insurance, much as you can with the Accelerated Death Rider benefit.
SPECIAL "LEVEL"
PLANS OFFER

Tailored Plans for Every Need

We offer several types of final expense insurance plans to suit different needs and preferences:

Immediate Coverage Plans:

For those who want peace of mind knowing they are fully covered from day one.

Graded Benefit Plans:

 Ideal for those with pre-existing conditions, offering coverage that increases over time.

Graded Benefit Plans:

 Ideal for those with pre-existing conditions, offering coverage that increases over time.

Guaranteed Issue Plans:

Ensure acceptance regardless of health, with certain stipulations for the initial policy years.

Simple and Dignified Solutions

Our goal is to provide a dignified farewell without leaving your loved ones with financial worries:

1. Personal Consultation

Speak with our compassionate agents who understand your needs and can recommend the best plan for you.

2. Effortless Application

Apply with ease through our streamlined process, requiring minimal paperwork.

3. Assured Support

Our dedicated team is here to assist you at every step, ensuring that your coverage meets your expectations.

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