SBLI Final Expense Insurance:
Aetna (CVS) Final Expense Insurance Plans
November 20, 2024
How to Choose the Right Funeral Insurance Policy: A Practical Guide
November 25, 2024
At FE Life Insurance, we collaborate with top carriers in the market, such as Aetna (CVS), to offer families reliable last expense options. The three comprehensive plans in Aetna's Accendo series—Preferred (Level), Standard (Level), and Modified (Modified)—ensure options for people with different financial and health demands.
1. Accendo Preferred (Level)
Those in exceptional health who seek dependable, instant financial protection may consider the Accendo Preferred plan. With this plan's level premiums, your payments stay the same for the duration of the policy, ensuring long-term stability and affordability. The most significant feature is that it provides complete coverage right away, without any waiting period, guaranteeing your family will receive the entire death benefit.
2. Accendo Standard (Level)
For applicants with minor health concerns, the Accendo Standard plan provides a level premium structure with consistent and predictable payments. This plan offers full coverage from day one, ensuring peace of mind for families while accommodating minor medical histories.
3. Accendo Modified (Modified)
The Accendo Modified plan is designed for people with more serious medical conditions. During the first several years, it offers a graded death benefit that usually returns premiums paid plus interest. The policy changes to full coverage following the graded period. This choice guarantees that even people with difficult medical problems can provide their loved ones with a financial safety net.
At FE Life Insurance, we prioritize personalized solutions and seamless guidance, making it easy for clients to choose the plan that best fits their needs. Through our partnership with Aetna (CVS), we offer flexible and reliable final expense insurance options that deliver lasting peace of mind.
